What's the cheapest way to send money from Germany to India?

The cheapest provider can change as fees and exchange rates move. Compare the table above for the latest Germany to India route ranking by what the recipient gets.

How long does a transfer from Germany to India take?

Transfer time depends on the provider and payout method. The fastest current option on this page is the delivery time shown for each provider, while bank deposits and cash pickup can vary by provider, receiving country, and compliance checks.

Why do I get less than the mid-market rate?

Most transfers have two costs: the upfront fee and the exchange-rate markup inside the EUR to INR rate. A provider can advertise a low fee and still deliver less if its exchange rate is worse than the mid-market rate.

Is it cheaper to send a larger amount at once?

Sometimes. Fixed fees usually matter less on larger transfers, but exchange-rate markup can still scale with the amount you send. Recheck the table when you change the amount because the cheapest provider can move by transfer size.

What providers and delivery methods are available for Germany to India?

Multiple providers support transfers from Germany to India. This page compares the providers shown in the comparison table. Available delivery methods vary by provider and may include bank deposit, cash pickup, mobile wallet, and more. Providers can't pay to rank higher; recipient value is the primary ranking signal.

Best way to send money from Germany to India today

Compare fees, FX markup, delivery time, and recipient value for this corridor.

🇩🇪

Sending from

Germany

🇮🇳

Receiving in

India

Mid-Market Rate

Mid-market rate refreshing

The real exchange rate - anything worse costs you

No current rate history available

7DNow

Updated Jun 21, 5:22 PM UTC

Source: Mid-market

Best available value for €500 from Germany to India: Remitly delivers 50,550.15 INR, about 2,765.17 INR more than the lowest listed option.

Rates last updated Jun 21, 2026

From

You send

Currency

Receive

Action

Compare 10 Providers

Latest saved quotes How we rank

Latest saved provider quotes

Live quote refresh is still catching up, so the comparison cards below keep the latest saved provider details visible. Confirm the final quote at provider checkout.

This Germany to India snapshot is based on €500 and the EUR/INR corridor. It currently includes 10 saved providers and 20 quote rows. Top saved options include Remitly, Wise, Remitly. Observed delivery methods include bank deposit, cash pickup. Last saved quote update: Jun 21, 5:22 PM UTC.

Saved snapshot ledger

Route coordinates: Germany (DE) to India (IN) EUR/INR; route code DE-IN-EUR-INR; country pair DE-IN; currency pair EUR-INR; static amount €500; amount bucket 500.
Saved quote window: 10 providers and 20 quote rows refreshed at Jun 21, 5:22 PM UTC.
bank deposit lane: 9 supported providers, 9 fresh quote providers, 0 saved stale providers, 0 networks.
cash pickup lane: 3 supported providers, 3 fresh quote providers, 0 saved stale providers, 0 networks.
1. Remitly saved quote on Germany (DE) to India (IN) EUR/INR; recipient gets 50,550.15 INR; fee $2.99; rate 1 EUR = 108.71 INR; delivery 15 min - 1 hr; payout Bank deposit; score 9.1; Latest saved comparison from Jun 21, 2026, 5:22 PM UTC..
2. Wise saved quote on Germany (DE) to India (IN) EUR/INR; recipient gets 49,230.99 INR; fee $10.08; rate 1 EUR = 105.8731 INR; delivery 0 min; payout Bank deposit; score 9.3; Latest saved comparison from Jun 21, 2026, 5:22 PM UTC..
3. Western Union saved quote on Germany (DE) to India (IN) EUR/INR; recipient gets 48,101 INR; fee $7; rate 1 EUR = 103.4411 INR; delivery 15 min - 1 hr; payout Cash Pickup; score 8.2; Latest saved comparison from Jun 21, 2026, 5:22 PM UTC..

Best saved recipient value

Remitly

15 min - 1 hr · Bank Deposit Read review

Latest saved comparison from Jun 21, 2026, 5:22 PM UTC.

Recipient gets

50,550.15 INR

Highest recipient outcome

Exchange rate

1 EUR = 108.71 INR

Mid-market comparison unavailable

Transfer fee

$2.99

Fee before provider checkout adjustments.

Total cost

€2.99 (+0.6%)

Transfer fee plus €0.00 FX markup

Delivery by

Bank Deposit

Latest saved comparison. Confirm the final quote at provider checkout before sending.

Wise

0 min · Bank Deposit Read review

Latest saved comparison from Jun 21, 2026, 5:22 PM UTC.

Recipient gets

49,230.99 INR

1,319.16 INR less than best

Exchange rate

1 EUR = 105.8731 INR

Mid-market comparison unavailable

Transfer fee

$10.08

Fee before provider checkout adjustments.

Total cost

€10.08 (+2.02%)

Transfer fee plus €0.00 FX markup

Delivery by

Bank Deposit

Latest saved comparison. Confirm the final quote at provider checkout before sending.

Western Union

15 min - 1 hr · Cash Pickup Read review

Latest saved comparison from Jun 21, 2026, 5:22 PM UTC.

Recipient gets

48,101 INR

2,449.15 INR less than best

Exchange rate

1 EUR = 103.4411 INR

Mid-market comparison unavailable

Transfer fee

Fee before provider checkout adjustments.

Total cost

€7.00 (+1.4%)

Transfer fee plus €0.00 FX markup

Delivery by

Cash Pickup

Latest saved comparison. Confirm the final quote at provider checkout before sending.

Updated Jun 21, 5:22 PM UTC. Provider pricing moves quickly, so confirm the final quote at checkout.

Route checklist

What to check before sending from Germany to India

Germany funding checklist

For Germany-based senders, compare SEPA-style bank funding with card funding. EUR transfers can have low visible fees, so the exchange-rate markup and delivery method need the same attention as the transfer fee.

India payout checklist

For recipients in India, confirm whether payout is to a bank account and whether local processing windows affect same-day delivery. INR rates can move during the day, so recheck the quote close to checkout.

EUR/INR quote checks

For this EUR/INR route, treat the germany-to-india-provider-check as its own comparison. Compare the live exchange rate, fixed fee, delivery method, and recipient amount together. A small fee can still lose if the provider builds more cost into the exchange rate, and a fast transfer can be the wrong choice if it uses a weaker payout lane.

Frequently Asked Questions

Common questions about sending money from Germany to India.

View all FAQs

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