Compare fees, FX markup, delivery time, and recipient value for this corridor.
Sending from
GermanyReceiving in
PhilippinesMid-Market Rate
Mid-market rate refreshing
The real exchange rate - anything worse costs you
Best available value for €500 from Germany to Philippines: Remitly delivers 32,512.8 PHP, about 1,082.15 PHP more than the lowest listed option.
Rates last updated
Latest saved provider quotes
Live quote refresh is still catching up, so the comparison cards below keep the latest saved provider details visible. Confirm the final quote at provider checkout.
This Germany to Philippines snapshot is based on €500 and the EUR/PHP corridor. It currently includes 12 saved providers and 43 quote rows. Top saved options include Remitly, Xoom, Remitly. Observed delivery methods include bank deposit, cash pickup, debit-card payout, home delivery. Last saved quote update: Jun 21, 5:15 PM UTC.
Saved snapshot ledger
Latest saved comparison from Jun 21, 2026, 5:15 PM UTC.
Recipient gets
32,512.8 PHP
Highest recipient outcome
Exchange rate
1 EUR = 69.92 PHP
Mid-market comparison unavailable
Transfer fee
$0.99
Fee before provider checkout adjustments.
Total cost
€0.99 (+0.2%)
Transfer fee plus €0.00 FX markup
Delivery by
Latest saved comparison. Confirm the final quote at provider checkout before sending.
Latest saved comparison from Jun 21, 2026, 5:15 PM UTC.
Recipient gets
32,018 PHP
494.80 PHP less than best
Exchange rate
1 EUR = 68.8569 PHP
Mid-market comparison unavailable
Transfer fee
$1.99
Fee before provider checkout adjustments.
Total cost
€1.99 (+0.4%)
Transfer fee plus €0.00 FX markup
Delivery by
Latest saved comparison. Confirm the final quote at provider checkout before sending.
Recipient gets
31,618.16 PHP
894.64 PHP less than best
Exchange rate
1 EUR = 67.996 PHP
Mid-market comparison unavailable
Transfer fee
$10.69
Fee before provider checkout adjustments.
Total cost
€10.69 (+2.14%)
Transfer fee plus €0.00 FX markup
Delivery by
Latest saved comparison. Confirm the final quote at provider checkout before sending.
Latest saved comparison from Jun 21, 2026, 5:15 PM UTC.
Recipient gets
31,572.75 PHP
940.05 PHP less than best
Exchange rate
1 EUR = 67.8984 PHP
Mid-market comparison unavailable
Transfer fee
$0.99
Fee before provider checkout adjustments.
Total cost
€0.99 (+0.2%)
Transfer fee plus €0.00 FX markup
Delivery by
Latest saved comparison. Confirm the final quote at provider checkout before sending.
Updated . Provider pricing moves quickly, so confirm the final quote at checkout.
Route checklist
For Germany-based senders, compare SEPA-style bank funding with card funding. EUR transfers can have low visible fees, so the exchange-rate markup and delivery method need the same attention as the transfer fee.
For Philippines payouts, compare the final PHP recipient amount across bank deposit, mobile wallet, debit-card, and cash-pickup lanes. GCash-style wallet availability, cash-collection network hours, province coverage, and bank cut-off times can change which provider is practical even when two quotes show a similar headline rate.
For this EUR/PHP route, treat the germany-to-philippines-provider-check as its own comparison. Compare the live exchange rate, fixed fee, delivery method, and recipient amount together. A small fee can still lose if the provider builds more cost into the exchange rate, and a fast transfer can be the wrong choice if it uses a weaker payout lane.
Common questions about sending money from Germany to Philippines.
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